Basic Checking
Just the essentials with no suprises.
- Reduced Courtesy Pay fee
- Low monthly account fee
- No minimum balance requirement
- Access to digital banking tools
Basic Checking has what you need, plus reduced Courtesy Pay fees
Your 7 17 Basic Checking account comes with no minimum balance requirement and unlimited check-writing. All it takes is a $25 deposit to open your Basic Checking account. Plus, you get access to all the digital channels you need to conveniently manage your money on your time. 7 17 checking accounts are federally insured by the NCUA. Learn more about account insurance.
- Monthly account service charge as low as $4.00 (regularly $7.00)1
- Reduced Courtesy Pay fee of $19.50 per occurrence when compared to our other checking accounts2
- Four-day grace period on the Basic Checking Negative Account Day Fee of 99¢ per day3
7 17 Credit Union provides banking services to the greater Warren, Kent, Ravenna, Canton, and Youngstown, OH, areas. Stop by the nearest 7 17 Credit Union branch to open your Basic Checking account today or contact us with any questions.
DISCLOSURES:
1Monthly Basic Checking account fee of $7.00 can be reduced by $1.50 with eStatements and by $1.50 with a single direct deposit of $200 or more with total reduction of up to $3.00 per month.
2Must opt in for Courtesy Pay Plus coverage of every-day debit and ATM transactions. Courtesy Pay fee of $19.50 per overdraft (non-sufficient funds) occurrence compared to $30.00 on other 7 17 checking account types.
3 99¢ per day negative account fee is waived during 4-Day Grace period. No negative day fee charged if account is negative by less than $10.00 or if account is brought back to positive by end of the fourth day after account goes negative.
All Checking Accounts come with
Additional Services
FAQs
7 17 Credit Union provides banking services to the greater Warren, Kent, Ravenna, Canton, and Youngstown, OH, areas. If you're eligible to join, you can take full advantage of all 7 17 products and services designed to help you improve your financial well-being. Those that are eligible to join must live, work, worship, or attend school in Trumbull, Mahoning, Columbiana, Summit, Portage or Stark counties. If you qualify for membership, you will need to provide your personal information (name, physical address, Social Security number and birthdate) along with two acceptable forms of identification (examples include an unexpired driver’s license, an unexpired United State passport, unexpired government issued ID or a Social Security card).
7 17 Credit Union offers four separate checking accounts. Our Free WOW Checking and Free Checking are available without fees. Our Benefits Plus® Checking, which is loaded with perks, is available for $5 monthly, $4 if you’re age 50 years or older. Our Basic Checking, which offers a reduced Courtesy Pay fee, is available for $7 monthly. Please note there is a required opening deposit when opening a Checking Account with 7 17. The opening deposit for all Checking Accounts is $25.
The 7 17 Visa® Rewards Debit Card lets you rack up points with every purchase. Members can redeem points online for a variety of merchandise and travel rewards. Earn more points and access additional rewards, such as a cash-back option, by combining with your Visa® Platinum Rewards Credit Card ScoreCard Rewards points. Learn more.