Member Benefits
Banking benefits exclusive to our members.
- All sorts of special discounts
- Free access to financial education
Member benefits and discounts that give you more bang for your buck
7 17 Credit Union understands that you work hard for your money, and we want to help you make the most of it. That’s why we provide members with a variety of discount and reward programs focused on saving you money. Enjoy the benefits of 7 17 membership and start saving today with these great member-only discounts.
Credit union participation is a key part of 7 17 Credit Union’s ability to serve our entire membership. Our Simply Rewarding program, which is based on combined household deposit and loan balances, rewards participation by saving members money on loans, increasing rates on certificates, and reducing overdraft transfer fees. This is a no-cost program and all members are eligible to participate.
The Simply Rewarding program is based on combined household deposit and loan balances. Rewards focus on saving Members money on loans, increasing rates on certificates, and reducing overdraft transfer fees. Reward levels start at $10,000 in total household combined loan and deposit balances.
Important Note: During these financially challenging times, all 7 17 member will earn Premium Rewards pricing on selected loans and certificates.
Rewards Level | Primary Rewards | Preferred Rewards | Premium Rewards |
---|---|---|---|
Household1 Balances | $10,000.00 - $24,999.99 | $25,000.00 - $39,999.99 | $40,000.00 or more |
Rate Discount on Selected Loans2 | .10% | .15% | .25% |
Rate Increase on Certificates | .05% | .10% | .20% |
Overdraft Transfer Fee3 | $6.00 | $4.00 | FREE |
Simply Rewarding Program Bonuses:
- Any household with a mortgage loan that is sold to a third party will automatically have members of their household remain at the Premium Rewards level for a period of seven years.
- Any relationship with 7 17 Retirement & Investment Group gives all household members a one reward level bump. Example: A Household with less than $10,000 in combined 7 17 deposit and loan balances, that has a 7 17 Retirement & Investment Group relationship, will be placed at the Primary Rewards Level.
Options to Opt-Out:
If you would like to opt-out of having your accounts combined with other member accounts in your household, please stop by any branch or call our TeleServices Department. Keep in mind that opting out could reduce your Simply Rewarding Rewards level, since the loan and deposit balances in those accounts will not be added to yours. Additionally, combining your household balances with other 7 17 Members living at the same address can help you avoid the $3 monthly service fee which is waived for all Members with household deposit and loan balances of $1,000 or more. The monthly service fee is not part of the Simply Rewarding Member Rewards Program as the benefits start at a minimum of $10,000 in household balances. There are a number of other options for avoiding the $3 monthly service fee, for more information ask a Member Service Representative, or go to 717cu.com/avoidservicefee.
Note: Under the Simply Rewarding Member Rewards Program, business accounts can qualify to receive certificate rate bonuses and Overdraft Protection fee discounts; business accounts are not eligible for loan discounts.
1Households consist of all 7 17 Members residing at the same mailing address.
2No loan rate discounts are available for new member indirect loans; current members can receive loan rate discounts on indirect loans. Call for details.
3Transfer from Savings, Visa® credit card, or line of credit in the event you overdraw your checking account and have requested this service. Standard Overdraft Transfer Fee is $8.
When you are a 7 17 Credit Union Benefits Plus® member, you have access to a number of advantages and discounts. The Benefits Plus® program offers the complimentary Identity Theft & Security Center Program featuring Restoration Rescue®, discounts on travel and vacations, pharmacy discounts, eyewear and hearing discounts, discounted road side service, and more. Plus, you can save when you shop at many local businesses. Check out the discounts available in this month’s business spotlight and our merchant discount directory.
1 There is a $5 monthly fee ($4 for members age 50 or older) to have a Benefits Plus Checking Account. Benefits Plus value-added benefits can be purchased without a checking account for $9.95 per month. Ask for details.
For every purchase you make with your Visa® Platinum Rewards Credit Card, earn rewards points with the ScoreCard Rewards program. ScoreCard points are redeemable toward 1% cash back, gift cards, travel discounts, and best in brandname merchandise from manufacturers like Sony®, Bose®, Panasonic® and many more. ScoreCard points can be redeemed at www.scorecardrewards.com.
7 17 Credit Union’s free Debit Card Rewards program rewards members for their everyday purchases. Every time you use your Visa® Debit card and say or push the CREDIT option and SIGN for your purchase you receive 1 point for every $2 you spend. To accumulate points even faster, you can combine your Visa Debit Card Points with your Visa Platinum Rewards Credit Card ScoreCard Points. Start accumulating points today!
2 Requires a 7 17 Checking account with a Debit Card. To combine points, you must have a 7 17 Visa Platinum Rewards credit card. Must credit qualify. Ask for details.
This is a free program available to NetWorth24 online banking members and those with the Mobile Banking App. Members can receive cash back when they use their 7 17 Debit Card. To start using Purchase Rewards, log into NetWorth24 or the 7 17 Mobile Banking App, activate the specific offers you like, then use your Debit Card when you shop at those merchants. Cash rewards are posted to your account at the end of the next month.
3 Requires a 7 17 Checking account and Debit Card as well as NetWorth24 Online Banking. Ask for details.
7 17 Credit Union Members can receive discounts for online shopping, insurance, flowers and more at lovemycreditunion.org. There's even a Love My Credit Union Rewards Mobile App to easily find special discounts, verify credit union membership, and more!
7 17 Credit Union wants to help you achieve your financial goals, whether that means getting out of debt, sending the kids to college, buying your first home, or retiring. KOFE (Knowledge of Financial Education) provides 7 17 Members with free access to confidential financial counseling and education as well as valuable online tools. This is a no-cost program available for all members.